E-Commerce & Online Payment Gateways

Secure E-Commerce Payment Gateways to Scale Your Online Store

Stop losing sales to checkout friction and account freezes. PayPoint Systems delivers enterprise-grade payment gateways that integrate seamlessly with your existing website, backed by advanced fraud protection and our signature concierge-level support.
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Built to Convert Clicks into Revenue

Digital lock and shield representing e-commerce fraud defense, tokenization, and chargeback protection.
When you sell online, your checkout experience is your final sales pitch. Customers expect unified, effortless payments without interruptions. But behind the scenes, you need an infrastructure that protects your business from fraud and high processing fees.

Seamless Cart Integrations

Our gateways connect instantly via APIs and plugins to the platforms you already use, including Shopify, WooCommerce, BigCommerce, Wix, and Magento.

Advanced Fraud Defense

Protect your margins from digital shoplifters. Our solutions feature built-in tokenization, 3D Secure authentication, and AI-based risk scoring to prevent chargebacks before they happen.

Accept Every Payment Method

Give your customers the options they demand. Securely process all major credit and debit cards, digital wallets (Apple Pay, Google Pay), and direct bank transfers (ACH/eCheck) from a single checkout flow.

Powering Your Store with Industry-Leading Gateways

We don't force you into a one-size-fits-all box. Depending on your sales volume, industry, and technical requirements, we match you with the perfect payment gateway engine.
Industry StandardTrusted since 1996

Authorize.Net: The Reliable Industry Standard

Trusted by online retailers worldwide, Authorize.Net is a powerhouse for traditional e-commerce businesses that need proven reliability and deep platform support.

  • Includes the Advanced Fraud Detection Suite with rules-based filters you can customize to your exact business model.
  • Features a built-in Customer Information Manager (CIM) to tokenize and store card data safely for returning shoppers and recurring billing.
Shopify Note: If you are migrating to Shopify's new checkout extensibility rules, our team will ensure your new Authorize.Net payments app is installed flawlessly to avoid payment disruptions.
High-Volume & High-RiskBuilt for complexity

NMI Gateway: Built for Complexity and High-Volume

When your e-commerce business scales, or if you operate in a regulated industry, the NMI gateway delivers unmatched flexibility and redundancy.

  • Multi-MID Routing (Load Balancing): NMI allows you to route transactions across multiple acquiring banks simultaneously. This protects you from total shutdowns if one account is flagged — a critical feature for high-volume and high-risk merchants.
  • Equipped with a comprehensive Fraud Defense Suite and native tools for subscription management.
Logos of supported e-commerce platforms like Shopify and WooCommerce connected to Authorize.Net and NMI payment gateways.

Solutions Designed for Your Specific Online Business

Not every online merchant fits the same mold. We have purpose-built paths for B2B sellers managing large invoices and for merchants in industries that standard processors won't touch.
B2B & Wholesale
Professional working on a laptop integrating B2B payment processing with an ERP system for wholesale invoices.

B2B & Wholesale E-Commerce

If you sell B2B, standard credit card fees can consume your margins on large invoices. We offer solutions like EBizCharge, which integrates natively into ERPs like QuickBooks, NetSuite, and Sage.

It automatically captures Level 2 and Level 3 data, ensuring your qualifying corporate and government transactions clear at the lowest possible wholesale interchange rates.

High-Risk E-Commerce
Secure payment processing icon shielding a shopping cart, representing high-risk e-commerce merchant accounts.

High-Risk E-Commerce Processing

Generic payment aggregators like Stripe or PayPal are notorious for freezing funds for merchants in regulated industries. We specialize in securing stable, domestic high-risk merchant accounts for hard-to-place verticals, including:

  • CBD & Hemp Products
  • Nutraceuticals & Supplements
  • Tactical Gear & Firearms Accessories
  • Subscription Boxes & High-Ticket Coaching

Real Support When Your Website Goes Down

$115B+

Settled Annually via Payroc

Local

Midwest Concierge Team

API

Dev Support & Sandbox Testing

When a payment gateway breaks on a busy Black Friday, you cannot afford to wait on hold with an offshore call center.

With PayPoint Systems, you get the processing power of the global Payroc network — which settles over $115 billion annually — combined with the dedicated, local support of our Midwest concierge team. We assist your web developers with API keys, gateway integration, and sandbox testing, ensuring your store launches smoothly and stays online.

Get an E-Commerce Quote
Integrates with the platforms you already use:
ShopifyWooCommerceBigCommerceMagentoWixQuickBooksNetSuiteSage

Stop Abandoned Carts and Start Growing

Connect with a PayPoint Systems e-commerce payments expert. No obligation. Just a clear picture of what better gateway infrastructure can do for your store.

Payroc LLC, and/or its affiliates, is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, OH, Peoples Trust Company, Vancouver, BC, Canada, PNC Bank, N.A., Pittsburgh, PA, Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Deutsche Bank AG, New York, NY, Merrick Bank Corporation, South Jordan, UT, and Synovus Bank, Columbus, GA. Payroc is a registered Encryption Support Organization (ESO), Payment Facilitator (PF), Third-Party Servicer (TPS), Merchant Service Provider (MSP), and a Third Party Agent (TPA) of Fifth Third Bank, N.A., Cincinnati, OH.